I run a business
Cash, remuneration, a holding company or a sale: how your decisions affect you and your business.
Explore decisions as a business ownerPrivate wealth advice · Residents & expatriates
Are your investments
working hard enough for you?
Is your savings account earning little? Have your investments become hard to keep track of? Are you planning what to leave your family? I help you review your investments, fees and options, with your plans and your appetite for risk in mind.
40 minutes · Confidential · No obligation
Your situation
What would you like help with?
I want to review my investments
Disappointing returns, several policies to compare or income to plan for the years ahead.
Review my investmentsI live abroad or plan to move
Before leaving, while living abroad or when returning: decisions to prepare for your French assets.
Plan my life and assets across bordersOur specialismYour wealth between France and Spain
What we review together
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Understand your fees and results
Your policies, their costs and performance reviewed together.
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See the whole picture
Your investments, property and plans considered together.
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Keep the cash you need available
The money to keep accessible for your spending and upcoming commitments.
Selling, reinvesting or moving abroad soon? Talk it through before you commit, while you can still compare the options.
Our partner network
- VITIS LIFE
- François 1er
- Swiss Life
- Histoire & Patrimoine
- La Référence Pierre
- Vie Plus
- UAF Life Patrimoine
- Famille KRETZ
Depending on your project, directly or through our network
Investments & inheritance planning
Start with your policies,
your plans and the people you care about
Disponibilités
What money should stay accessible?
Investments
What returns after fees, and at what risk?
Future needs
What plans and income will it fund?
Estate planning
Who do you want to protect, and how?
Review your investments
- Fees and resultsCompare what your policies cost with what they earn.
- How your capital is investedIdentify concentrations and diversification options within an acceptable level of risk.
- Cash and incomeSeparate money for your plans from capital that can remain invested.
Seeking higher returns involves the risk of losing capital. No return is guaranteed.
Plan how to pass on your wealth
- Your loved ones and your wishesClarify who you want to protect and what you wish to pass on.
- Policies and beneficiariesReview beneficiary clauses in light of your family circumstances.
- Timing and coordinationPrepare the issues to discuss with your notary, including tax implications.
The right choices depend on your circumstances. Legal documents and checks are prepared with your notary.
The first conversation · 40 minutes
What we can
clarify together
You explain what you need and we identify the issues to explore. A detailed review of your policies and any recommendations come later, under an agreed scope of work.
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Your situation
We discuss your plans, the policies you hold and upcoming deadlines.
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The issues to examine
We identify what needs further analysis and the information required to assess it.
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The proposed next steps
If you wish to continue: the proposed work, any other advisers involved and the terms to clarify before you commit.
Book my first conversation
Prepare for my first meeting Confidential · No obligation
Gary Martins · Private wealth advice
Let's discuss your situation
You will speak with me, Gary
You will speak directly with me. Tell me what you want to improve, protect or pass on; we will decide together what to explore.
I explain the scope, fees and any other professionals who need to be involved before you commit.
Meet Gary →A selection of solutions to explore
Understand selected solutions
before deciding
Three topics among the options to consider for your circumstances. None suits every plan.
Luxembourg life insurance
Find out who it may suit, what protection it provides and what to check if you move abroad.
Comprendre l’assurance-vie luxembourgeoise →Lombard lending
Borrowing against your investments: understand the conditions, costs and risks before deciding.
Examiner les conditions du crédit Lombard →SCPI: property income
Investing without managing a property yourself: understand income, fees, risk and resale.
Comprendre les revenus et les risques des SCPI →Transparency
How much does
my advice cost?
The first meeting helps us see what needs a closer look. Any further work will be agreed with you.
I explain the work involved, the costs and how I am paid before you commit.
When a financial product is put in place
If a suitable product is arranged with a partner, that partner may pay the firm. This remuneration is explained to you before you commit.
When you need a specific piece of advice
An in-depth review, written strategy, calculations or specific coordination may be charged as an agreed fee.
When both apply
Some situations involve both an agreed advice fee and remuneration from a partner for putting a product in place. Both are explained before you commit.
Who can I help?
I mainly work with business owners, families with wealth decisions to make, and people with assets or interests in France and Spain. If your situation is different, we can discuss whether I can help.
How does the first meeting work?
The first meeting lasts 40 minutes. It is confidential and comes with no obligation.
What will I get from the first meeting?
We identify your main questions, what needs a closer look and the next step. This first meeting does not automatically include a full review, a written report or an investment recommendation.
Will I have to buy a financial product?
No. We may find that you do not need to do anything immediately. Any recommendation depends on your circumstances, goals and whether a change is actually worthwhile.
Directly with Gary
Have a question about your investments or your situation?
Reviewing a policy, investing cash, selling a business or moving abroad? Let's discuss it in a 40-minute meeting. I will help you identify what needs to be considered before you commit.
Choose a time with Gary
- Confidential, with no obligation
- 40 minutes · Video call